ZenvilopeEnvelope Budgeting Made Simple

Take control of your finances with a modern approach to the time-tested envelope budgeting method

Envelope Budgeting

Allocate your money into categories (envelopes) and know exactly where every dollar is going

Manage separate budgets for personal, business, or household finances with complete isolation

Import OFX/QFX files from your bank with automatic duplicate detection and transaction matching

Invite members to collaborate on shared budgets with transaction flags and notifications

Set spending targets, savings goals, and repeating amounts to stay on track each month

Visualise your net worth over time and break down spending by category

Plan your budget month by month, with automatic carryover of unused funds

Your data stays on your server, under your complete control and ownership